In the nearly five years I've been writing for this blog, we've had a number of running targets - Raisin Bran Crunch (in order: here, here, here, here, and here), Burger King (too many to list them all, as we've written fully fourteen Burger King posts, but here are three of my favorites), Crispin Porter + Bogusky in general (this Quivering P. Landmass post is my personal favorite), and so forth. But I don't think I've ever been moved to write about the same ad campaign three times in eight days. Congratulations, State Farm!
Agent: "One of the best things about State Farm is our accessibility."
Guy: "Oh yeah?"
Agent: "You can call us 24/7, get quotes online, start a claim with our smartphone app - you name it, we're here, any time, anywhere, any way you want it."
"Any way you want it?" Gee, that's an awfully uncommon turn of phrase to bust out there. It's almost like you're setting something up.
Guy: "That's the way I need it."
Agent: "Any way you want it."
Guy: "All night?"
Agent: "All night."
Guy: "Every night?"
Agent: "Any way you want it."
Guy: "That's the way I need it."
This is already pretty stupid. But you know what would be way stupider? Addressing what just happened as though it were somehow a natural part of the conversation, or in any way not just some bullshit thrown together because someone inexplicably thought it would make for an amusing ad.
Guy: "We just had ourselves a little Journey moment there."
Oh, writers of this ad. What were you thinking? You guys are as cold as ice. You're willing to sacrifice our love! Hmm, bit of a Foreigner moment there. Rest assured that was completely organic, just a natural extension of what I was already writing. Because I'm hot blooded. Check it and see!
Agent: "Yup."
Guy: "Saw 'em in '83 in Fresno. Place was crawling with chicks."
[Guy's wife looks over angrily]
Guy: "I gotta go."
Just in case you thought we'd get out of one of these ads without some sort of relationship issue: nope. State Farm is getting really good at sowing marital discord, aren't they? I picture this agent meeting up with Jake at some all-night diner and chuckling about all the relationships they've ruined through their jobs in the insurance industry.
And then they end the ad by playing the actual Journey version of "Any Way You Want It." Here's the thing: if the song is famous enough to be used the way it's used in this ad, then it should also be famous enough that you don't need to ram down our throats that you're using it. Playing the song at the end of the ad would have worked perfectly for your purposes. Doing the stupid song-lyrics banter, then being like "HEY THAT WAS JOURNEY DID EVERYONE CATCH THAT THAT WAS JOURNEY," and then also playing Journey at the end of the ad... at that point I really just feel like you're insulting my intelligence...
...faithfully. (Nailed it! Totally natural!)
Showing posts with label state farm. Show all posts
Showing posts with label state farm. Show all posts
Sunday, February 19, 2012
Thursday, February 16, 2012
Like a grim reaper, State Farm is there
This commercial is really weird, right? It's not just me?
Wife: "My husband Hank was always fun. Never took life too seriously."
Sad piano. Use of the past tense.
Wife: "Till our son was born. That day he bought life insurance."
Mention of life insurance. Serious-looking woman.
Wife: "Now there's no way I could send our boy to college without it."
Mention of using life insurance. Use of the first-person singular pronoun.
Wife: "If there's one thing I could say to Hank, it'd be 'Thank you.'"
Implication that speaking to Hank would be impossible, because he is dead.
Hank: "You're welcome."
Wife: "Hey, Hank."
Oh, she just sounds like she wishes he was dead. So really, while all that other stuff seems like nothing more than cheap misdirection in hindsight, don't you kind of get the feeling that this woman secretly fantasizes about her husband dying?
Announcer: "Life insurance you can use while you're still living."
Um... really? Well, let's check out the State Farm website.
Permanent life insurance policies offer financial protection in the event of your death. But did you know that they can also help you build cash value you can use in your lifetime? In fact, the cash value you build can grow into a sizeable asset that you can access by loans and withdrawals.
I don't claim to be the most financially savvy person. And perhaps someone more learned on this topic will feel free to educate me in the comments. But something about this sounds really problematic. I get that it makes sense to allow people to have early access to a potential life insurance payout lest they reach a point where they're too old to use much of it or the whole family dies in the same plane crash or something. But then, isn't that really how insurance works? You pay a fairly small premium compared to the potential payout, and the insurance company is effectively gambling that you won't ever get to collect the big money. There must be another shoe dropping here.
Unpaid loans and withdrawals will reduce the death benefit and policy cash value. Loans also accrue interest.
There it is. So look, I'm sure it was nice to have that money to send your son to college, but when Hank actually DOES die, you're pretty much screwed, lady.
Hank: "You are one lucky lady!"
Wife: [now actively thinking about killing him herself] "Mmmm-hmmmm."
I get the joke they were obviously going for, but this commercial is super morbid. And the message and tone are really undercut by the fact that the wife clearly cannot STAND her husband! (Oh, State Farm made an ad in which spouses weren't thrilled with each other? You don't say.) The whole thing is just awkward, and frankly kind of creepy.
Wife: "My husband Hank was always fun. Never took life too seriously."
Sad piano. Use of the past tense.
Wife: "Till our son was born. That day he bought life insurance."
Mention of life insurance. Serious-looking woman.
Wife: "Now there's no way I could send our boy to college without it."
Mention of using life insurance. Use of the first-person singular pronoun.
Wife: "If there's one thing I could say to Hank, it'd be 'Thank you.'"
Implication that speaking to Hank would be impossible, because he is dead.
Hank: "You're welcome."
Wife: "Hey, Hank."
Oh, she just sounds like she wishes he was dead. So really, while all that other stuff seems like nothing more than cheap misdirection in hindsight, don't you kind of get the feeling that this woman secretly fantasizes about her husband dying?
Announcer: "Life insurance you can use while you're still living."
Um... really? Well, let's check out the State Farm website.
Permanent life insurance policies offer financial protection in the event of your death. But did you know that they can also help you build cash value you can use in your lifetime? In fact, the cash value you build can grow into a sizeable asset that you can access by loans and withdrawals.
I don't claim to be the most financially savvy person. And perhaps someone more learned on this topic will feel free to educate me in the comments. But something about this sounds really problematic. I get that it makes sense to allow people to have early access to a potential life insurance payout lest they reach a point where they're too old to use much of it or the whole family dies in the same plane crash or something. But then, isn't that really how insurance works? You pay a fairly small premium compared to the potential payout, and the insurance company is effectively gambling that you won't ever get to collect the big money. There must be another shoe dropping here.
Unpaid loans and withdrawals will reduce the death benefit and policy cash value. Loans also accrue interest.
There it is. So look, I'm sure it was nice to have that money to send your son to college, but when Hank actually DOES die, you're pretty much screwed, lady.
Hank: "You are one lucky lady!"
Wife: [now actively thinking about killing him herself] "Mmmm-hmmmm."
I get the joke they were obviously going for, but this commercial is super morbid. And the message and tone are really undercut by the fact that the wife clearly cannot STAND her husband! (Oh, State Farm made an ad in which spouses weren't thrilled with each other? You don't say.) The whole thing is just awkward, and frankly kind of creepy.
Saturday, February 11, 2012
Get to a better kitchen
I've talked before, on several occasions, about the perils of having unlikable people pitching your products. Recently, in particular, it seems to be obnoxious couples. People who I would leave a party early just to avoid. Right, Sears? Right, Toyota? Yeah. Well, don't worry, you guys aren't alone. Here comes State Farm to join the party!
Again... why would I want to be like these people? At least the obnoxious assholes in the Sears and Toyota ads appeared mostly to get along with each other.
[Wife is singing karaoke to TLC's "Waterfalls"]
Husband: "Oh, look! Mommy spent your diaper money on a karaoke disaster!"
Instantly I hate everyone involved with this ad. What is the insistence on depicting relationships where people spend most of their time bickering? Also, fuck this guy and his supremely hipster mustache.
Husband: "I thought you were getting renter's insurance."
"And because I am an asshole, my immediate assumption based on this scenario not perfectly matching the one I expected was that you did something incredibly stupid, and then I yelled at you about it, despite having no actual information. This is what marriage is like."
Wife: "Done. I got our stuff covered for like four bucks a month."
Husband: "Four bucks, huh? Like a good neighbor, State Farm is there."
[Agent appears]
Husband: "Hey, Clyde, why is my wife lying about our insurance?"
You are SUCH an asshole. Man, I can't wait until this guy gets his comeuppance.
Clyde: "When you have State Farm car insurance, you can add renter's for about four more bucks a month."
Wife: "Like a good neighbor, State Farm is there - with an apology!"
Clyde: "It doesn't work like that, Julie."
Husband: "Boom."
Look, what the fuck? First of all, since WHEN does it not work like that? This is literally the first time in all of these stupid spots that someone has not gotten what they asked for, and that included having "the girl from 4E" suddenly appear in your apartment for sex. Second of all, why, exactly, is the wife made to look stupid here when the husband is an asshole throughout the ad and then CONTINUES to be an asshole despite being completely wrong? Like a good neighbor, State Farm is there with divorce papers.
This isn't the only State Farm ad currently running that I have this sort of problem with, either.
[Husband is on the phone in a darkened living room]
Husband: "Yeah, I'm married - does it matter? You'd do that for me? Really? Yeah, I'd like that!"
See, it's funny, because it sounds like he's talking to a phone sex operator! Or whatever. State Farm, I don't think you understand that you cannot have this be the opening joke and then ALSO go where you go with this.
Wife: "Who are you talking to?"
Husband: "Uh, it's Jake, from State Farm. Sounds like a really good deal."
Wife: "Jake from State Farm, at three in the morning? Who is this?"
Husband: "It's Jake, from State Farm."
Wife: "What are you wearing, 'Jake from State Farm?'"
Jake: "Uh... khakis?"
Wife: "She sounds hideous!"
Husband: "Well, she's a guy, so."
Here's why I hate this ad: why is the wife being made to look like a total psycho? It's actually a bit different from the last ad. In that one, the woman is right but is refused the credit she deserves. In this one, the woman is wrong - but the problem is that the ad casts her as not just wrong (since it sets up a scenario where you'd expect her to misjudge) but completely over the top in her wrongness. In the first ad, the husband is over the top in his wrongness, but he is allowed the last laugh without ever having to admit he was wrong. In the second ad, the husband again gets the last laugh, and he doesn't ever have to admit that, let's face it, talking to State Farm about your policy at three in the morning is maybe a little weird and suspicious.
Even in other ads that don't come down so heavily on the side of the man (and unaccountably so at that), State Farm seems to relish depicting conflict between the sexes, be it a wife demanding to know how her husband came by a falcon (do note that every single person in that ad shown with an extravagant purchase is a man, which is sort of sexist against both men and women at the same time, an impressive feat) or a couple fighting at the scene of an accident and using the "power" of State Farm to change each other into different people. (Again in that second one the woman clearly comes off worse. And again, the jingle can turn your girlfriend into a statuesque model in tight clothing but it CAN'T GET YOUR HUSBAND TO APOLOGIZE TO YOU FOR BEING AN ASSHOLE?)
Maybe there's some study I'm unaware of which shows that couples who fight all the time (and thus are most likely to recognize themselves in these ads) buy more insurance than couples who don't. But I kind of have a hard time believing that. If anything, insurance (given its necessity in the modern world) is one thing that there's no reason for couples to fight over. So what does State Farm do? Introduce all kinds of other conflict in its insurance ads. Because you know what's funny: a nice awkward bit of bickering between a couple you don't know, right in front of you. Sorry, did I say funny? I meant excruciating. Like a good clicker, my remote control is there - with a new channel whenever these stupid things come on.
Again... why would I want to be like these people? At least the obnoxious assholes in the Sears and Toyota ads appeared mostly to get along with each other.
[Wife is singing karaoke to TLC's "Waterfalls"]
Husband: "Oh, look! Mommy spent your diaper money on a karaoke disaster!"
Instantly I hate everyone involved with this ad. What is the insistence on depicting relationships where people spend most of their time bickering? Also, fuck this guy and his supremely hipster mustache.
Husband: "I thought you were getting renter's insurance."
"And because I am an asshole, my immediate assumption based on this scenario not perfectly matching the one I expected was that you did something incredibly stupid, and then I yelled at you about it, despite having no actual information. This is what marriage is like."
Wife: "Done. I got our stuff covered for like four bucks a month."
Husband: "Four bucks, huh? Like a good neighbor, State Farm is there."
[Agent appears]
Husband: "Hey, Clyde, why is my wife lying about our insurance?"
You are SUCH an asshole. Man, I can't wait until this guy gets his comeuppance.
Clyde: "When you have State Farm car insurance, you can add renter's for about four more bucks a month."
Wife: "Like a good neighbor, State Farm is there - with an apology!"
Clyde: "It doesn't work like that, Julie."
Husband: "Boom."
Look, what the fuck? First of all, since WHEN does it not work like that? This is literally the first time in all of these stupid spots that someone has not gotten what they asked for, and that included having "the girl from 4E" suddenly appear in your apartment for sex. Second of all, why, exactly, is the wife made to look stupid here when the husband is an asshole throughout the ad and then CONTINUES to be an asshole despite being completely wrong? Like a good neighbor, State Farm is there with divorce papers.
This isn't the only State Farm ad currently running that I have this sort of problem with, either.
[Husband is on the phone in a darkened living room]
Husband: "Yeah, I'm married - does it matter? You'd do that for me? Really? Yeah, I'd like that!"
See, it's funny, because it sounds like he's talking to a phone sex operator! Or whatever. State Farm, I don't think you understand that you cannot have this be the opening joke and then ALSO go where you go with this.
Wife: "Who are you talking to?"
Husband: "Uh, it's Jake, from State Farm. Sounds like a really good deal."
Wife: "Jake from State Farm, at three in the morning? Who is this?"
Husband: "It's Jake, from State Farm."
Wife: "What are you wearing, 'Jake from State Farm?'"
Jake: "Uh... khakis?"
Wife: "She sounds hideous!"
Husband: "Well, she's a guy, so."
Here's why I hate this ad: why is the wife being made to look like a total psycho? It's actually a bit different from the last ad. In that one, the woman is right but is refused the credit she deserves. In this one, the woman is wrong - but the problem is that the ad casts her as not just wrong (since it sets up a scenario where you'd expect her to misjudge) but completely over the top in her wrongness. In the first ad, the husband is over the top in his wrongness, but he is allowed the last laugh without ever having to admit he was wrong. In the second ad, the husband again gets the last laugh, and he doesn't ever have to admit that, let's face it, talking to State Farm about your policy at three in the morning is maybe a little weird and suspicious.
Even in other ads that don't come down so heavily on the side of the man (and unaccountably so at that), State Farm seems to relish depicting conflict between the sexes, be it a wife demanding to know how her husband came by a falcon (do note that every single person in that ad shown with an extravagant purchase is a man, which is sort of sexist against both men and women at the same time, an impressive feat) or a couple fighting at the scene of an accident and using the "power" of State Farm to change each other into different people. (Again in that second one the woman clearly comes off worse. And again, the jingle can turn your girlfriend into a statuesque model in tight clothing but it CAN'T GET YOUR HUSBAND TO APOLOGIZE TO YOU FOR BEING AN ASSHOLE?)
Maybe there's some study I'm unaware of which shows that couples who fight all the time (and thus are most likely to recognize themselves in these ads) buy more insurance than couples who don't. But I kind of have a hard time believing that. If anything, insurance (given its necessity in the modern world) is one thing that there's no reason for couples to fight over. So what does State Farm do? Introduce all kinds of other conflict in its insurance ads. Because you know what's funny: a nice awkward bit of bickering between a couple you don't know, right in front of you. Sorry, did I say funny? I meant excruciating. Like a good clicker, my remote control is there - with a new channel whenever these stupid things come on.
Friday, January 21, 2011
Awful insurance ad blowout
Something very strange is going on in the insurance industry lately. For an example of what I mean, let's take a look at a Farmer's Insurance ad from about two years ago:
I mean, okay, it's sort of boring. It's straightforward, it maybe gets a little too much into financial jargon... but ultimately the main point is clear and sincere. Farmer's has been around for a long time, we don't play games with your coverage, etc.
Now here's a Farmer's ad from their most recent vintage:
What in the hell is happening here? Can you make hide or hair of it? Because I cannot. The commercial implies that you can buy insurance to cover your accident after the fact, which I'm almost positive is sort of the opposite of how insurance works. Then there's all the goofy details in the ad - "bait shop," "tulip poplar," that dopey singing at the end - which all just scream "Look at us! We are modern and hilarious!" Sure, it's a less boring ad than its older counterpart, but at what cost? We're talking about insurance here, not light beer or candy. Does it need to be sold with this kind of a pitch?
But it's not just Farmer's. Oh, not by a long shot. You'll remember, of course, the awful State Farm ads which started some months ago (and were taken on by this blog right here) and are still running. But that's hardly it.
That's a Nationwide ad from about four years ago. It's already in the "trying to be funny" range, as all those "Life comes at you fast" ads were - remember the Kevin Federline one? - but in a pretty clear, innocuous way. Not so anymore.
Is the point of this commercial to make me want to die? Because it does. Ooh, maybe before I walk into traffic I can buy some life insurance from Nationwide! I mean Nationpam. That's just funny right there.
What is this obsessive need to have a goofy character gimmick? "The World's Greatest Spokesperson in the World?" First of all, that's a pretty direct ripoff of like ten other things. Even if it weren't, it is not inherently funny, and that guy's over-the-top smarminess is not drawing me towards Nationwide. This particular iteration of the gimmick is even worse because it isn't really saying anything - while other ads in the series at least talk about services that Nationwide offers, like "vanishing deductible," this ad just takes on online insurance companies with a vague, unsupportable promise that Nationwide won't treat you like a number. And then the guy sings obnoxiously in a way that suggests that Nationwide, like State Farm before them, has fallen hopelessly in love with their own jingle.
Even Esurance - a sufficiently nouveau company that you might just have expected this kind of ad from them in the first place - has gone from the relatively direct Erin Esurance animated ads to, well, this:
Esurance is apparently trying to skirt the kind of attack Nationwide was directing at their ilk by pointing out that you can have "Technology when you want it, people when you don't." But for some reason they have to do this by inventing an obnoxious agent who insists on being known as "The Saver" and a series of not-much-less obnoxious coworkers who like to point out that you save exactly as much money by just using the Esurance website. It's like the insurance equivalent of those "Cash/credit same price" signs you see at gas stations, except much more aggravating. The only thing I really take from these Esurance ads is that the Esurance offices look like a really annoying place to work.
Progressive, meanwhile, has been running the same Flo ads for a couple years now, so I can't accuse them of a very recent lurch into painful gimmickry. I can, however, point out that the commercials are getting harder and harder to watch.
I kind of like the way she says "Still not sure," but I hate the rest of it SO MUCH that it really doesn't matter because I almost never see that part anymore. Why is this supposed to be funny? Because some old guy is saying silly words? This tells us nothing about Progressive that we haven't learned from 85 other spots of theirs, so that suggests to me that this one was created because someone specifically thought this guy's lines were hilarious. Guess what? They were wrong. And I'd say that maybe the ad was trying to market to old people except it's kind of making fun of them, so I'm not sure how well that would work.
There are other insurance companies I haven't touched on. Allstate's "Mayhem" ads are more sober than most of the ones above, even as they milk a specific gimmick for all it's worth. Geico is still running goofy ads that barely mention their product half the time, but it's Geico - if you're expecting anything else from them, come on. 21st Century Insurance has been running ads that very directly, with just a smidge of humor, point out how you can get the exact same coverage as other companies but for a good deal less.
As I said above... we're talking about insurance here. Why are we suddenly seeing nearly every company go in for the same inane pitch - or in many cases lack thereof - that characterizes most beer commercials? It could be that Geico's recent expansion has encouraged other companies to try and follow their style, but don't you think that Geico's rates and/or service really have at least as much to do with it as the gecko or the cavemen? Geico also advertises a lot and will have multiple campaigns running at once - currently they have at least two, the gecko and the rhetorical questions, running nationally. I feel like if you do that, it almost doesn't matter what your ads look like. And wouldn't it make more sense to pitch in a clearer, more sensible way? Are we really so far down the rabbit hole that even the most adult-oriented, non-impulse-buy product like insurance has to try to have ads that teenagers will laugh at?
I mean, when you want insurance, I'm sure you want to save money, but you also want it from a reputable source, right? Do most of these ads reassure you about the quality of coverage you'd be getting? No, and that's rarely even the focus, which I find insane. The Farmer's and State Farm ones both present you with an utterly warped and inaccurate picture of how insurance works; the rest rarely have much to say beyond "We're less expensive!" The bizarre thing is that it's not really that hard to focus on both cost and features, is it? Think about the average McDonald's ad, say. You might see an ad where they talk about how a hamburger is only 99 cents, but in that same ad they will likely also promote something else about the hamburger, like its taste. Now think about the Progressive ad, which implies a low price but spends too much time having an old guy bark out nonsense to really address anything related to the actual insurance.
Isn't this ironic? Insurance, of all things, seems like a product where I would not want to make my decision just on cost. If my choice is between a McDonald's and a Burger King hamburger, I can feel pretty safe just going with the cheaper one (assuming my goal is saving money). If my choice is between two insurance companies, I might want to take a closer look at the fine print, no? This is kind of a big decision - if I ever do get into an accident, don't I want to know what kind of coverage I have? Instead, when it comes to their commercials, most of the insurance companies want to distract you with shiny things as part of a grating race to the bottom.
I mean, okay, it's sort of boring. It's straightforward, it maybe gets a little too much into financial jargon... but ultimately the main point is clear and sincere. Farmer's has been around for a long time, we don't play games with your coverage, etc.
Now here's a Farmer's ad from their most recent vintage:
What in the hell is happening here? Can you make hide or hair of it? Because I cannot. The commercial implies that you can buy insurance to cover your accident after the fact, which I'm almost positive is sort of the opposite of how insurance works. Then there's all the goofy details in the ad - "bait shop," "tulip poplar," that dopey singing at the end - which all just scream "Look at us! We are modern and hilarious!" Sure, it's a less boring ad than its older counterpart, but at what cost? We're talking about insurance here, not light beer or candy. Does it need to be sold with this kind of a pitch?
But it's not just Farmer's. Oh, not by a long shot. You'll remember, of course, the awful State Farm ads which started some months ago (and were taken on by this blog right here) and are still running. But that's hardly it.
That's a Nationwide ad from about four years ago. It's already in the "trying to be funny" range, as all those "Life comes at you fast" ads were - remember the Kevin Federline one? - but in a pretty clear, innocuous way. Not so anymore.
Is the point of this commercial to make me want to die? Because it does. Ooh, maybe before I walk into traffic I can buy some life insurance from Nationwide! I mean Nationpam. That's just funny right there.
What is this obsessive need to have a goofy character gimmick? "The World's Greatest Spokesperson in the World?" First of all, that's a pretty direct ripoff of like ten other things. Even if it weren't, it is not inherently funny, and that guy's over-the-top smarminess is not drawing me towards Nationwide. This particular iteration of the gimmick is even worse because it isn't really saying anything - while other ads in the series at least talk about services that Nationwide offers, like "vanishing deductible," this ad just takes on online insurance companies with a vague, unsupportable promise that Nationwide won't treat you like a number. And then the guy sings obnoxiously in a way that suggests that Nationwide, like State Farm before them, has fallen hopelessly in love with their own jingle.
Even Esurance - a sufficiently nouveau company that you might just have expected this kind of ad from them in the first place - has gone from the relatively direct Erin Esurance animated ads to, well, this:
Esurance is apparently trying to skirt the kind of attack Nationwide was directing at their ilk by pointing out that you can have "Technology when you want it, people when you don't." But for some reason they have to do this by inventing an obnoxious agent who insists on being known as "The Saver" and a series of not-much-less obnoxious coworkers who like to point out that you save exactly as much money by just using the Esurance website. It's like the insurance equivalent of those "Cash/credit same price" signs you see at gas stations, except much more aggravating. The only thing I really take from these Esurance ads is that the Esurance offices look like a really annoying place to work.
Progressive, meanwhile, has been running the same Flo ads for a couple years now, so I can't accuse them of a very recent lurch into painful gimmickry. I can, however, point out that the commercials are getting harder and harder to watch.
I kind of like the way she says "Still not sure," but I hate the rest of it SO MUCH that it really doesn't matter because I almost never see that part anymore. Why is this supposed to be funny? Because some old guy is saying silly words? This tells us nothing about Progressive that we haven't learned from 85 other spots of theirs, so that suggests to me that this one was created because someone specifically thought this guy's lines were hilarious. Guess what? They were wrong. And I'd say that maybe the ad was trying to market to old people except it's kind of making fun of them, so I'm not sure how well that would work.
There are other insurance companies I haven't touched on. Allstate's "Mayhem" ads are more sober than most of the ones above, even as they milk a specific gimmick for all it's worth. Geico is still running goofy ads that barely mention their product half the time, but it's Geico - if you're expecting anything else from them, come on. 21st Century Insurance has been running ads that very directly, with just a smidge of humor, point out how you can get the exact same coverage as other companies but for a good deal less.
As I said above... we're talking about insurance here. Why are we suddenly seeing nearly every company go in for the same inane pitch - or in many cases lack thereof - that characterizes most beer commercials? It could be that Geico's recent expansion has encouraged other companies to try and follow their style, but don't you think that Geico's rates and/or service really have at least as much to do with it as the gecko or the cavemen? Geico also advertises a lot and will have multiple campaigns running at once - currently they have at least two, the gecko and the rhetorical questions, running nationally. I feel like if you do that, it almost doesn't matter what your ads look like. And wouldn't it make more sense to pitch in a clearer, more sensible way? Are we really so far down the rabbit hole that even the most adult-oriented, non-impulse-buy product like insurance has to try to have ads that teenagers will laugh at?
I mean, when you want insurance, I'm sure you want to save money, but you also want it from a reputable source, right? Do most of these ads reassure you about the quality of coverage you'd be getting? No, and that's rarely even the focus, which I find insane. The Farmer's and State Farm ones both present you with an utterly warped and inaccurate picture of how insurance works; the rest rarely have much to say beyond "We're less expensive!" The bizarre thing is that it's not really that hard to focus on both cost and features, is it? Think about the average McDonald's ad, say. You might see an ad where they talk about how a hamburger is only 99 cents, but in that same ad they will likely also promote something else about the hamburger, like its taste. Now think about the Progressive ad, which implies a low price but spends too much time having an old guy bark out nonsense to really address anything related to the actual insurance.
Isn't this ironic? Insurance, of all things, seems like a product where I would not want to make my decision just on cost. If my choice is between a McDonald's and a Burger King hamburger, I can feel pretty safe just going with the cheaper one (assuming my goal is saving money). If my choice is between two insurance companies, I might want to take a closer look at the fine print, no? This is kind of a big decision - if I ever do get into an accident, don't I want to know what kind of coverage I have? Instead, when it comes to their commercials, most of the insurance companies want to distract you with shiny things as part of a grating race to the bottom.
Wednesday, September 22, 2010
Like a good genie, State Farm is there
Hey, I just had a crazy idea. What if we decided to sell products based not on things they actually do, but on things they don't do nor possibly could? It's just retarded enough to work!
I'm guessing that people under the age of 35 were not buying enough insurance.
Friend 1: "Snatching stuff takes-" [rock smashes through window] "Oh! What is going on in here?"
Friend 2: "Uh oh."
Dude With Insurance: "It's okay, relax. Watch this." [singing poorly] "Like a good neighbor, State Farm is there!"
[State Farm Agent appears from nowhere]
Agent: "Hey Dave."
I'm guessing mid to late 20s for these guys. Do they really all remember this jingle? When was the last time State Farm used it before this series of ads? Whatever.
Friend 2: "Wow."
Friend 1: "Is that your agent?"
Dude: "It's the jingle."
Ugh. Talk about an annoying meta-concept. "Off-key renditions of our famous jingle are like the Bat Signal for our insurance agents!" How postmodern of you.
Dude: "Try it!"
Friend 1: "Uh, no."
You had the right idea.
Friend 2: [singing extremely poorly] "Like a good neighbor-"
Dude: "Just say it."
Friend 2: "State Farm is- is there."
Friend 1: "With a sandwich."
[A sandwich appears on the table]
What? Why? This has something to do with insurance? "Be insured against hunger, with State Farm."
Friend 2: "Ohhh yeah."
Dude: "And the girl from 4E?"
[Girl appears]
"Be insured against blue balls, with State Farm."
Friend 2: [inexplicably delivering his line like a Southern Baptist minister] "And can I get a hot tub?!"
[Hot tub appears in the middle of the room]
Agent: "Nice."
"Be insured against not looking like the kind of douchebag who has a hot tub in the center of his apartment, with State Farm."
Voiceover: "Find out what else State Farm agents can do for you at whyagent.com."
I think you mean "Find out what State Farm agents can do for you," since this commercial did not show me anything that a State Farm agent can actually do. They're not going to bring me a sandwich or make a hot tub appear in my apartment, and they're definitely not going to get me laid. For that matter, wasn't that agent here because of a broken window? What happened to that?
Selling products without referencing anything they do is one thing; that's old hat at this point, and frankly it's an odd commercial these days that focuses too heavily on its product's strengths. But selling a product based only on things it doesn't do, can't do, and will never, ever do no matter how much you use it? It's like a Coke ad that says it helps build strong bones or some shit. I would have just written this off as obviously intended to be silly humor if not for the fact that they explicitly use the word "else." What else can State Farm agents do for you? No. They cannot do anything shown, at any point. Here's what a State Farm agent can probably do for you: survey the damage, help you to file a claim, and then never be involved with you again until the next time something breaks in your house. Granted, that doesn't play as well on television.
I'm guessing that people under the age of 35 were not buying enough insurance.
Friend 1: "Snatching stuff takes-" [rock smashes through window] "Oh! What is going on in here?"
Friend 2: "Uh oh."
Dude With Insurance: "It's okay, relax. Watch this." [singing poorly] "Like a good neighbor, State Farm is there!"
[State Farm Agent appears from nowhere]
Agent: "Hey Dave."
I'm guessing mid to late 20s for these guys. Do they really all remember this jingle? When was the last time State Farm used it before this series of ads? Whatever.
Friend 2: "Wow."
Friend 1: "Is that your agent?"
Dude: "It's the jingle."
Ugh. Talk about an annoying meta-concept. "Off-key renditions of our famous jingle are like the Bat Signal for our insurance agents!" How postmodern of you.
Dude: "Try it!"
Friend 1: "Uh, no."
You had the right idea.
Friend 2: [singing extremely poorly] "Like a good neighbor-"
Dude: "Just say it."
Friend 2: "State Farm is- is there."
Friend 1: "With a sandwich."
[A sandwich appears on the table]
What? Why? This has something to do with insurance? "Be insured against hunger, with State Farm."
Friend 2: "Ohhh yeah."
Dude: "And the girl from 4E?"
[Girl appears]
"Be insured against blue balls, with State Farm."
Friend 2: [inexplicably delivering his line like a Southern Baptist minister] "And can I get a hot tub?!"
[Hot tub appears in the middle of the room]
Agent: "Nice."
"Be insured against not looking like the kind of douchebag who has a hot tub in the center of his apartment, with State Farm."
Voiceover: "Find out what else State Farm agents can do for you at whyagent.com."
I think you mean "Find out what State Farm agents can do for you," since this commercial did not show me anything that a State Farm agent can actually do. They're not going to bring me a sandwich or make a hot tub appear in my apartment, and they're definitely not going to get me laid. For that matter, wasn't that agent here because of a broken window? What happened to that?
Selling products without referencing anything they do is one thing; that's old hat at this point, and frankly it's an odd commercial these days that focuses too heavily on its product's strengths. But selling a product based only on things it doesn't do, can't do, and will never, ever do no matter how much you use it? It's like a Coke ad that says it helps build strong bones or some shit. I would have just written this off as obviously intended to be silly humor if not for the fact that they explicitly use the word "else." What else can State Farm agents do for you? No. They cannot do anything shown, at any point. Here's what a State Farm agent can probably do for you: survey the damage, help you to file a claim, and then never be involved with you again until the next time something breaks in your house. Granted, that doesn't play as well on television.
Tuesday, June 3, 2008
The Shot Not Heard Round the World
If you're anything like me, you were brokenhearted when you heard the recent news about Boston Red Sox slugger David Ortiz's wrist injury. Not because of the effect on the Red Sox offense, mind you, but rather because of what this portends for one of the goofiest sports promotions of the year. State Farm Insurance teamed up with Major League Baseball to offer a sweepstakes where one winner gets a trip to the midsummer classic and an opportunity to call David Ortiz's shot at the Home Run Derby. That's right -- you get to point somewhere and have Big Papi attempt to hit a ball to that location. But now with Ortiz on the disabled list, will this mean no "called shot"?
Well, that possibility certainly hasn't stopped State Farm from talking about their promo. Here are screen grabs of this four-phase banner ad (found on espn.com today, click for larger view):
You know the place where calling Big Papi's shot meets. . . making a childhood dream come true.
Actually, I'm not familiar with that place, State Farm. In fact, that's kind of one of the most absurd sentences I've ever read.
I'm there.
This is a sloppy tie-in with State Farm's commercial campaign. Taken literally, it's pretty stupid, "I'm there"? No. You're not. One person who wins this sweepstakes is "there."
You could win a trip to the MLB 2008 All-Star Game and tell David Ortiz where to hit one at the Home Run Derby.
Okay, few things:
1. Is this really a "childhood dream"? Isn't the archetypal baseball dream calling your shot while actually playing baseball? Instead, according to State Farm, your childhood dream is standing next to David Ortiz (which, by the way, would make you look tiny) in front of 60,000 people and awkwardly pointing somewhere in the outfield stands. Thank you, State Farm, for granting my greatest wish! I sort of, in a small way, impacted a potential home run from David Ortiz, who is, apparently, my childhood hero. Wow!
2. Can David Ortiz just, like, hit a home run at a designated spot by sheer will? I know he's getting batting practice pitches here, and he's averaged almost 42 dingers/year in the last five seasons with the BoSox, but is he really that good? He's never finished better than fourth in the Derby. Like, what if I win and I want to point to the far corner of left field? What's he going to do about that? Just crank one the other way when he clearly isn't able to do that whenever he wants? Seems pretty nutty. Maybe if he gets like 30 pitches for that one homer?
3. Babe Ruth's famous called shot did not, in fact, take place at Yankee stadium. It was in a World Series game at Wrigley Field. So, why, exactly, is this promotion featuring a player not on Ruth's flagship team taking place at a stadium that isn't Wrigley?
The only upshot is that it's pissing off Yankees fans. Some are complaining that this demeans the legacy of Ruth, or The Stadium, or whatever. Bugger off, Yankees fans.
Finally, let me share a couple promotion details from the State Farm web site:
Grand-prize winner will meet David Ortiz* and call their shot at the State Farm Home Run Derby® for a chance to win a Chevy Tahoe hybrid & a 2009 MLB ticket package
Wow, that Chevy Tahoe sure as hell has nothing to do with baseball or insurance. Pretty random -- but wait! Is that an asterisk I see right there?
*Actual athlete to participate in "Call Your Shot" event to be designated by Sponsor and may not be athlete mentioned
"Note: David Ortiz Home Run Derby Contest does not actually feature David Ortiz."
*Actual athlete to participate in "Call Your Shot" event to be designated by Sponsor and may not be athlete mentioned
"Note: David Ortiz Home Run Derby Contest does not actually feature David Ortiz."
So I guess that answers the question of whether they had a contingency plan in case Ortiz went on the DL, or if he sucked and didn't make the AS Game (see: "Minnesota, David Ortiz's career in".) I mean, they're an insurance company, so of course they thought of something, right?
And, to the future winner of the State Farm/David Ortiz Home Run Derby Contest: Enjoy calling Carlos Quentin's shot at the All-Star Game.
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